Which of the following describes a prohibited practice related to boycott, coercion, and intimidation?

• A. Any act that results in an unreasonable restraint of trade.
• B. Advertising that does not discuss rates.
• C. Disputing a claim publicly.
• D. None of the above.

Answer: (A)

Boycott, coercion, and intimidation are actions that interfere with free market competition by pressuring others to restrict trade. In insurance practice, such conduct is illegal because it uses force or coercion to limit who you can do business with or the terms you must accept, creating an unreasonable restraint of trade. That makes the description of “any act that results in an unreasonable restraint of trade” the correct way to capture this prohibited behavior. The other options don’t reflect this anti-competitive, trade-restraint concept: advertising without discussing rates isn’t about coercion or restraint, disputing a claim publicly is a normal process, and “none of the above” isn’t accurate here.