Under the 1935 Agent Disclosure Law, which information must be disclosed?

• A. The producer's name only.
• B. The insurance company only.
• C. Producer's name, insurance company, and intent to sell business.
• D. Intent to sell business only.

Answer: (C)

The key idea is transparency about who is involved and why. Under this law, a life, accident, and health producer must reveal three things to the prospective client: the producer’s name, the insurance company they represent, and the producer’s intent to solicit or place business with that insurer. This full disclosure helps the consumer know exactly who they’re dealing with, which company the agent is representing, and that the agent is actively seeking business with that insurer. It protects the buyer from hidden affiliations or undisclosed motives and allows them to ask questions or compare options more confidently. If any one of these elements is missing, important information isn’t being provided, which is why the combined disclosure of all three is required.