Under group life, each group member is insured under the group.

Study for the Minnesota Life Accident and Health Producer Exam. Prepare with flashcards and multiple choice questions with hints and explanations. Get ready for your exam!

Multiple Choice

Under group life, each group member is insured under the group.

Explanation:
In a group life plan, there is a master policy issued to the employer or group sponsor, and every eligible member is insured under that master policy. Members receive a certificate of insurance that confirms their coverage, and they usually don’t need to buy separate policies or pay extra premiums for the basic coverage. Coverage generally applies to all eligible participants as part of the group plan, not limited to accidental death unless the plan specifically provides that limited scope. So the statement that each group member is insured under the group is true.

In a group life plan, there is a master policy issued to the employer or group sponsor, and every eligible member is insured under that master policy. Members receive a certificate of insurance that confirms their coverage, and they usually don’t need to buy separate policies or pay extra premiums for the basic coverage. Coverage generally applies to all eligible participants as part of the group plan, not limited to accidental death unless the plan specifically provides that limited scope. So the statement that each group member is insured under the group is true.

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