Under COBRA, dependent coverage can extend for how many months if related to disability?

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Study for the Minnesota Life Accident and Health Producer Exam. Prepare with flashcards and multiple choice questions with hints and explanations. Get ready for your exam!

Multiple Choice

Under COBRA, dependent coverage can extend for how many months if related to disability?

Explanation:
Under COBRA, you typically get 18 months of continuation coverage after a qualifying event. If a dependent is determined to be disabled by the Social Security Administration within the first 60 days of COBRA coverage, the period can be extended to 29 months. This adds 11 months to the standard 18, making the total extension possible for the disabled individual (and any covered dependents) up to 29 months. The extension applies only while the disability lasts and the required notices and premium payments are maintained. In this scenario, 29 months is the correct duration because it reflects the disability extension beyond the standard 18 months.

Under COBRA, you typically get 18 months of continuation coverage after a qualifying event. If a dependent is determined to be disabled by the Social Security Administration within the first 60 days of COBRA coverage, the period can be extended to 29 months. This adds 11 months to the standard 18, making the total extension possible for the disabled individual (and any covered dependents) up to 29 months. The extension applies only while the disability lasts and the required notices and premium payments are maintained. In this scenario, 29 months is the correct duration because it reflects the disability extension beyond the standard 18 months.

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