To be eligible for an HSA, which condition must be met?

• A. You must not be covered by any other health plan
• B. You must not be enrolled in an HDHP
• C. You must be enrolled in a PPO
• D. You must be enrolled in Medicare

Answer: (A)

The main idea here is eligibility for an HSA depends on having a High Deductible Health Plan and not having other health coverage that would disqualify you from contributing. The condition described—being not covered by any other health plan—is the critical factor: if you have additional health coverage, you can’t contribute to an HSA. In other words, that disqualifying condition is what determines eligibility.

Why this fits best: HSAs are meant to pair with HDHP coverage, and other health coverage (outside of limited, specific exemptions) prevents contributions. The other options don’t fit because being not enrolled in an HDHP would actually make you ineligible to contribute, since the plan must be an HDHP; being in a PPO isn’t the required setup for an HSA, and being enrolled in Medicare also disqualifies. So the condition that if you have any other health plan coverage you can’t contribute is the essential point.