Partial disability is defined as what?

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Study for the Minnesota Life Accident and Health Producer Exam. Prepare with flashcards and multiple choice questions with hints and explanations. Get ready for your exam!

Multiple Choice

Partial disability is defined as what?

Explanation:
Partial disability means you’re not able to perform all the duties of your job, but you aren’t completely unable to work either. In disability income plans, this is paid as a portion of the full disability benefit for a limited time—typically around 50% for a set period—reflecting that you can still work to some extent or earn less than usual. So the best definition is a portion of the full benefit paid for a limited period, rather than the full benefit for an unlimited time or just a premium waiver.

Partial disability means you’re not able to perform all the duties of your job, but you aren’t completely unable to work either. In disability income plans, this is paid as a portion of the full disability benefit for a limited time—typically around 50% for a set period—reflecting that you can still work to some extent or earn less than usual.

So the best definition is a portion of the full benefit paid for a limited period, rather than the full benefit for an unlimited time or just a premium waiver.

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