Accidental death rider expires around what age?

• A. 60
• B. 65
• C. 70
• D. 75

Answer: (B)

Accidental death riders are add-ons that provide extra coverage for deaths caused by accidents, but they aren’t permanent protections. They’ve got a defined end age to control cost and align with risk assumptions as you get older. The standard practice, and what the question reflects, is that the rider expires around age 65. That means once the insured reaches roughly 65, the rider coverage ends, even if the base policy continues. While some plans may offer riders that extend beyond 65 (like 70 or 75 in certain cases), 65 is the most common and is the reason this option is the best fit for the question.